Personal Finance Planning PH

by Peyx Sarmiento

Moneyguro 003: Spending

Tagtipid pag sumasapit ang akinse o katapusan? Kakasweldo mo palang ubos na agad kakabayad ng utang? Watch this week’s episode of #moneyguro to find out how you can avoid those kinds of situations.


May mga hadlang ba sa plano mong makapagsimula? Sa pag-save, pag-invest o sa pagbayad ng lahat ng pinagkakautangan? Watch this week’s episode of #moneyguro to get over those roadblocks.

Moneyguro 001: BUILD

Need a little push to start saving? Watch #Moneyguro episode 001 for tips on  building a habit of saving and investing. Enjoy!

Be Free

Happy 2017!

It’s a new year and it’s another chance to fix what’s not working and improve what was going well for the past year. A fresh start to remove the bad habits which keep you from moving forward in your financial life.

Subukan nating balikan ang nakaraang taon:

Nadagdagan ba ang utang mo?
Kinakapos pa rin ba ang budget mo?
Nahihirapan ka pa din bang magipon?
Hindi pa rin ba consistent ang pag invest mo?

If you answered yes to any one of those questions, I do believe that this is the year that you will have your breakthrough.

And if you agree with me, here’s a tip on how to achieve it. START WITH A PLAN.

When it comes in to having a plan:

Hindi pwede ang pwede na,
Hindi rin pwede ang bahala na.

The plan must be clear; it must be realistic and it must be measured so you would know how are you progressing in terms of your financial goals.

Be free from debt
Be free from the temptations which keeps you from accumulating wealth
Be free from the cycle of dependency
It all starts with a plan.



Throughout the year, I’ll be sharing strategies that can be applied in different areas of your financial life. Visit this blog for updates and follow me on Facebook: Personal Finance Planning PH

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